Give them a stake in one of Nigeria’s most ambitious industrial stories and a powerful first lesson in ownership.
It’s 2041. Your child is grown, and you are looking through the investment account you opened for them during the Dangote Refinery Initial Public Offering (IPO) 15 years earlier.
You remember the decision.
It didn’t seem like much at the time. You could have spent the money elsewhere, waited until you had more or assumed there would always be time to invest later.
But in 2026, you decided to start. And now, looking back, you're glad you did.
Not because anyone could have known exactly what that investment would be worth 15 years later.
You're glad because you understood something that is easy to overlook when you're focused on today's expenses: time can be one of an investor's greatest advantages.
The earlier you put money to work, the longer it has to potentially grow. And the longer any returns can themselves generate returns. That's the power of compounding.
Now imagine another parent looking back at the same year.
Another parent heard about investing and meant to start, but assumed the amount was too small, waited for the right market moment and trusted that another opportunity would come.
And so they waited.
The difference wasn't necessarily how much they had. It was when they started.
You can't know today what your child's investment will be worth in 10, 15 or 20 years. No one can.
But you can decide whether to give them the opportunity to start.
That opportunity is the Dangote Refinery IPO: a practical way to introduce your child or ward to ownership by investing in a business they may already recognise.
Your child may recognise the Dangote name from petrol stations, trucks they see around them or conversations about the company. That familiarity can make the idea of business ownership feel more concrete.
Now, through the IPO, you can introduce them to a different idea:
What if, instead of only being a consumer of products and services, they could learn what it means to own part of a business?
That's a lesson that can stay with them long after they have outgrown their childhood gifts.
Before you invest for them, here's what you need to know
Investing for a child or ward can sound complicated, especially if you've never invested in shares before. Let's make it simple.
Do I need a CSCS account?
No. You don't need an existing CSCS account to get started through InvestNaija. You'll provide your BVN and bank account details, along with the required information for your child or ward. InvestNaija handles the CSCS account creation for them automatically as part of the process.
Note: Required information includes – Name, Date of birth, NIN, Gender, Mother’s Maiden Name, Passport photo and Birth certificate
How much can I invest?
The Dangote Refinery IPO is priced at ₦525 per share, with a minimum subscription of 10 shares (₦5,250). You can apply in multiples of 10 shares above that minimum.
Once you have chosen an amount and gathered the required details, subscribing for your child or ward takes just four steps.
How to Subscribe for Your Minor on InvestNaija
- Open the InvestNaija App
- Select the Dangote Refinery IPO icon under Quick Actions.
- Click the Buy Offer tab and select the minor account option
- Input your child's details and complete payment
- Submit your application before the offer closes.
Tip: You must buy the IPO shares for yourself before attempting to buy for your child or ward. This is so that the minor can be linked to your account.
Why start investing for them now?
- They have time
Your child could have 10, 15 or even 20 years before they need to make major financial decisions of their own. That gives them something many adult investors don't have: a long investment horizon.
It doesn't guarantee returns. Shares can rise or fall, and a longer holding period does not remove investment risk. But starting early gives compounding more time to work.
- They already know the company
The Dangote Refinery isn't an abstract business they have never heard of. It's part of a company and industry they can see around them. That makes it easier to turn an investment into a lesson: "You know this company? We own a little piece of it."
From there, you can start talking about what a company does, how it makes money, why share prices move and what dividends mean.
- They learn by owning
You can tell a child to save. You can tell them to invest. Or you can give them an investment they can actually follow.
If a dividend is paid, they can see how ownership may generate income. When the share price moves, they can see that investments do not always move in one direction. When the company announces results, they can begin connecting business performance with investment performance.
They're learning something that a textbook can't quite teach: money can be spent, saved, or invested.
It doesn't have to start big
The point isn't to invest an amount that stretches your finances. It's to start with an amount you are comfortable committing for the long term.
10 shares ₦5,250 — A small investment, and the beginning of a much bigger conversation.
100 shares ₦52,500 — An investment your child can follow and learn from as they grow.
1,000 shares ₦525,000 — A more substantial investment for families who are comfortable committing more for the long term.
Whatever amount you choose, the principle is the same: invest only what suits your circumstances, understand the risks and give a long-term investment time to develop.
What we can't tell you
We can't tell you what these shares will be worth in 2036 or 2046. No one can.
The share price can go up or down after listing. The Prospectus identifies a number of factors that could affect the company's performance and share price, including refining margins, oil prices, competition, exchange rates and broader market conditions.
So this isn't about promising your child a particular financial outcome. It's about giving them something potentially more valuable: a head start.
A head start in investing. A head start in understanding ownership. A head start in seeing what can happen when money is given time to work.
Twenty years from now, you may not remember what you spent that money on.
But you may remember the decision to invest it.
The decision to start when your child was young. The decision to think beyond today.
And perhaps, one day, you’ll sit with your grown-up child and look back on the decision you made for them in 2026.
And they'll ask:
"Mum, Dad, why did you do this for me?"
You can tell them:
Because I wanted you to understand ownership and start investing earlier than I did. In October 2026, I had the opportunity to help you begin.
Subscribe for DPRP IPO shares on behalf of your child, from as little as ₦5,250. Give them a stake in Nigeria's energy future before the offer closes on 13 October 2026.
- Download the InvestNaija app here
- Or send "DPRP" to 0911 100 5998 on WhatsApp
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Ready to start your journey? Download the InvestNaija app today from the Apple App Store or Google Play Store. With tools like Learn, Save, and Invest, you’ll have everything you need to invest confidently and wisely.
